{
"to": "acct_8821",
"amount_usd": 4200,
"memo": "INV-2025-118",
"reason": "vendor payout for May invoices"
}
{
"id": "q1w2…",
"response": {
"clientDataJSON": "…",
"authenticatorData": "…",
"signature": "…",
"userHandle": "…"
}
}